Terms of Service
Effective Date: September 12, 2025
Welcome to www.myempireinsurance.com, operated by Empire Insurance Inc (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your use of our website, products, and services. By accessing or using our website, you agree to these Terms. If you do not agree, please do not use our website.
1. Use of Our Website
You agree to use our website only for lawful purposes and in accordance with these Terms.
You may not use our website in a way that could damage, disable, overburden, or impair its functionality, or interfere with others’ use.
2. Intellectual Property
All content, trademarks, logos, and materials on our website are the property of Empire Insurance Inc or its licensors and are protected by applicable laws.
You may not copy, reproduce, distribute, or create derivative works without prior written consent.
3. Products and Services
Any insurance products or services described on this website are offered only where permitted by law. Availability may vary by state.
Quotes, rates, and product descriptions provided on our website are for informational purposes only and are not binding until confirmed by us.
4. No Professional Advice
The information on our website is provided for general informational purposes only and should not be considered professional, financial, or legal advice. You should consult with a licensed insurance professional for advice tailored to your needs.
5. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of third-party sites. Accessing them is at your own risk.
6. Disclaimer of Warranties
Our website and services are provided “as is” and “as available,” without warranties of any kind, express or implied. We do not guarantee that the site will be uninterrupted, error-free, or free of viruses.
7. Limitation of Liability
To the fullest extent permitted by law, Empire Insurance Inc shall not be liable for any damages, including indirect, incidental, or consequential damages, arising from your use of our website or services.
8. Indemnification
You agree to indemnify and hold harmless Empire Insurance Inc, its officers, employees, and agents from any claims, liabilities, damages, or expenses arising from your use of our website or violation of these Terms.
9. Changes to These Terms
We may update these Terms from time to time. Any changes will be posted on this page with a new “Effective Date.” Continued use of our website after changes are posted constitutes your acceptance of the updated Terms.
10. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to its conflict of law principles. Any disputes shall be resolved in the state or federal courts located in Florida.
11. SMS Terms of Service
By opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from Empire Insurance Inc. This includes SMS messages for conversations (external). Message frequency varies. Message and data rates may apply. See privacy policy at https://www.myempireinsurance.com/privacy-policy. Message HELP for help. Reply STOP to any message to opt out.
11. Contact Us
If you have questions about these Terms, please contact us:
Empire Insurance Inc
Website: www.myempireinsurance.com
Email: kevinseeley@myempireinsurance.com
Phone: 954-708-1500